Mortgage, Deposit & Money Market Rates
Information on mortgage rates, deposit rates for CD, IRA & money market rates
First National Bank of River Falls offers competitive rates along with personalized and helpful service for the following financial services.
Mortgage Rates
Term |
Rates |
Lock |
APR |
| 30 Year Mortgage Rate | 3.00% | based on a 90 day lock | 3.045% |
| 20 Year Mortgage Rate | 2.875% | based on a 90 day lock | 2.938% |
| 15 Year Mortgage Rate | 2.625% | based on a 90 day lock | 2.671% |
| 10 Year Mortgage Rate | 2.625% | based on a 90 day lock | 2.693% |
All interest rates and Annual Percentage Rates (APR) shown on our website are subject to change without notice. Mortgage Assumptions.
Deposit Rates
CD & IRA Specials
Term |
APY |
| 7 Month Special | 0.30 % APY |
| 15 Month Special | 0.40 % APY |
| 29 Month Special | 0.45 % APY |
| 45 Month Special | 0.55 % APY |
CD & IRA Posted Rates
Term |
APY |
| 1 Month | 0.05 % APY |
| 3 Month | 0.10 % APY |
| 6 Month | 0.10 % APY |
| 1 Year | 0.15 % APY |
| 2 Year | 0.20 % APY |
| 3 Year | 0.30 % APY |
| 4 Year | 0.40 % APY |
| 5 Year | 0.50 % APY |
APY - Annual Percentage Yield. Fees could reduce earnings on the account, early withdrawal penalties may apply. All rates are subject to change.
Deposit rates effective as of August 13, 2020.
Business Tiered Money Market
Business Tier |
APY |
| Business Tier $0.00-$14,999.99 | 0.05 % APY |
| Business Tier $15,000-$49,999.99 | 0.10 % APY |
| Business Tier $50,000-$99,999.99 | 0.15 % APY |
| Business Tier $100,000 and over | 0.20 % APY |