Mortgage, Deposit & Money Market Rates

Information on mortgage rates, deposit rates for CD, IRA & money market rates

First National Bank of River Falls offers competitive rates along with personalized and helpful service for the following financial services.

Mortgage Rates

Mortgage Rates

Term

Rates

Lock

APR

 Monthly Payment
30 Year Mortgage  6.625% based on a 30 day lock 6.657% $1,284.79
20 Year Mortgage  6.375% based on a 30 day lock 6.416% $1,481.27
15 Year Mortgage  6.250% based on a 30 day lock 6.301% $1,720.42
10 Year Mortgage 6.125% based on a 30 day lock 6.197% $2,240.25

All interest rates and Annual Percentage Rates (APR) shown on our website are subject to change without notice. 
Monthly payments disclosed do not include amounts for real estate taxes and insurance premiums. The actual housing obligation will be greater.
*Click Assumptions for Mortgage Interest Rates for information on points associated with rate.

Deposit Rates

Deposit Rates

CD & IRA Specials

Term

APY
9 Month Special 3.50 % APY
19 Month Special 3.25 % APY
29 Month Special 2.75 % APY
39 Month Special 2.50 % APY

CD & IRA Posted Rates

Term

APY
1 Month 0.05 % APY
3 Month 0.25 % APY
6 Month 0.25 % APY
1 Year 0.30 % APY
2 Year 0.40 % APY
3 Year 0.50 % APY
4 Year 0.60% APY
5 Year 0.70 % APY

APY - Annual Percentage Yield. Fees could reduce earnings on the account, early withdrawal penalties may apply. All rates are subject to change.

Deposit rates are effective as of February 2, 2023.

Business Tiered Money Market

Business Tiered Money Market

Business Tier

APY
Business Tier $0.00-$14,999.99 0.10 % APY
Business Tier $15,000-$49,999.99 0.60 % APY
Business Tier $50,000-$99,999.99 0.80 % APY
Business Tier $100,000-$249,999.99  1.00 % APY
Business Tier $250,000 and over 1.20 % APY


APY - Annual Percentage Yield. Fees could reduce earnings on the account, early withdrawal penalties may apply. All rates are subject to change.

Deposit rates are effective as of October 21, 2022.