Mortgage, Deposit & Money Market Rates

Information on mortgage rates, deposit rates for CD, IRA & money market rates

First National Bank of River Falls offers competitive rates along with personalized and helpful service for the following financial services.

Mortgage Rates

Term

Rates

Lock

APR

30 Year Mortgage Rate 3.00% based on a 90 day lock 3.045%
20 Year Mortgage Rate 2.875% based on a 90 day lock 2.938%
15 Year Mortgage Rate 2.625% based on a 90 day lock 2.671%
10 Year Mortgage Rate 2.625% based on a 90 day lock 2.693%

All interest rates and Annual Percentage Rates (APR) shown on our website are subject to change without notice. Mortgage Assumptions.

Deposit Rates

CD & IRA Specials

Term

APY

7 Month Special 0.30 % APY
15 Month Special 0.40 % APY
29 Month Special 0.45 % APY
45 Month Special 0.55 % APY

CD & IRA Posted Rates

Term

APY

1 Month 0.05 % APY
3 Month 0.10 % APY
6 Month 0.10 % APY
1 Year 0.15 % APY
2 Year 0.20 % APY
3 Year 0.30 % APY
4 Year 0.40 % APY
5 Year 0.50 % APY

APY - Annual Percentage Yield. Fees could reduce earnings on the account, early withdrawal penalties may apply. All rates are subject to change.

Deposit rates effective as of August 13, 2020.

Business Tiered Money Market

Business Tier

APY

Business Tier $0.00-$14,999.99 0.05 % APY
Business Tier $15,000-$49,999.99 0.10 % APY
Business Tier $50,000-$99,999.99 0.30 % APY
Business Tier $100,000 and over 0.50 % APY