Business & Commercial Loans

Grow your business with First National Bank of River Falls.

FNBRF assists businesses of all sizes with business and commercial loan services to fit the financial needs of your business. Contact a commercial lender for personal assistance with questions on business loans & financing.

  • First or subsequent mortgages
  • Expansion projects
  • Construction projects
  • Equipment
  • Working capital
  • SBA Loans

Starting the process? Gather up:

  • The Personal Financial Statement
  • 3 years of Personal Tax Returns
  • 3 years of Business Tax Returns
  • Current Interim Financial on Business

Meet Our Commercial Loan Officers

Matt Russell

Executive Vice President & Chief Credit Officer


River Falls Office
715.426.3122 Contact Matt
Matt Russell

Executive Vice President & Chief Credit Officer

Phone: 715.426.3122
Office: River Falls Office
Email: Matt Russell

Melissa Godden

Vice President & Commercial Loan Officer


River Falls Office
715.426.3169 Contact Melissa
Melissa Godden

Vice President & Commercial Loan Officer

Phone: 715.426.3169
Office: River Falls Office
Email: Melissa Godden

Dave Hirstein

Vice President & Commercial Loan Officer


River Falls Office
715.426.3171 Contact Dave
Dave Hirstein

Vice President & Commercial Loan Officer

Phone: 715.426.3171
Office: River Falls Office
Email: Dave Hirstein

Scott Morrissette

Vice President & Commercial Loan Officer

River Falls Office
715.426.3114 Contact Scott
Scott Morrissette
Vice President & Commercial Loan Officer
Phone: 715.426.3114
Office: River Falls Office
Email: Scott Morrissette

Chad Steger

Commercial & Consumer Loan Officer


Prescott Office
715.262.8353
NMLS# 1396916
Contact Chad
Chad Steger

Commercial & Consumer Loan Officer

Phone: 715.262.8353
Office: Prescott Office
Email: Chad Steger
NMLS#: 1396916