Business Checking & Savings

Business checking, savings & money market accounts

First National Bank of River Falls offers business bank account services including business checking accounts, business savings & money market accounts. Your business is our business and we would appreciate the opportunity to earn your business.

Business Checking Accounts

Running a business is not black and white and your bank account shouldn't be either. We think outside the box to make sure your unique business is partnered with the right account. We'd like to invite you to contact one of our Commercial Lenders or Relationship Bankers to set up a FREE business analysis of your transaction history or expected activity. This will give you the best competitive account option.

Basic Business
  • No minimum balance requirement
  • No monthly maintenance fee
  • Up to 25 combined transactions on account, $0.25 for each additional transaction*
  • Requires eStatement enrollment ($5.00 paper statement fee)

*A transaction includes deposits and other credits, paid debits including checks, in person withdrawal, ATM withdrawal or other electronic means (ex: Debit card PIN & recurring purchases, ACH, wire, automatic transfer)

Complete Business
  • $5,000 minimum balance requirement
  • $10.00 monthly maintenance fee – waived if minimum balance is maintained daily during the month
  • Up to 125 combined transactions on account, $0.25 for each additional transaction*
  • Requires eStatement enrollment ($5.00 paper statement fee)

*A transaction includes deposits and other credits, paid debits including checks, in person withdrawal, ATM withdrawal or other electronic means (ex: Debit card PIN & recurring purchases, ACH, wire, automatic transfer)

Advanced Business
  • No minimum balance requirement
  • $10.00 monthly maintenance fee
  • $0.10 per item deposited
  • $0.20 per deposit
  • $0.20 per debit paid*
  • Earnings Credit can offset monthly maintenance/service charge fees – not to exceed the current month’s charges
  • Requires eStatement enrollment ($5.00 paper statement fee)

*Paid debits include checks, in person withdrawal, ATM withdrawal or other electronic means (ex: Debit card PIN & recurring purchases, ACH, wire, automatic transfer)

Business Savings & Money Market Accounts

Keep your savings separate from your day to day banking and earn interest with one of our savings options. Easily manage and transfer funds with Online and Mobile access 24/7.