Mortgage & Home Loans From First National Bank of River Falls

Finance your new home or remodel with First National Bank of River Falls

First National Bank of River Falls is proud to offer several home mortgage, home loan & home construction loan options. We're here to make the home of your dreams a reality! Our skilled team of local lenders provide local servicing on most mortgages and are eager to walk you through the buying process.

Mortgage Loan Options


  • Steady Payments
  • Options of 10, 15, 20, or 30 year terms
  • Interest rate does not change during the life of the loan


  • No down payment
  • Insured by the federal government
  • Fixed rate for 30 year term
  • Loans may be made up to the property's appraised value
  • Ideal for those who have set incomes
  • Available in qualifying areas


  • 30 year fixed rate
  • Minimal down payment, may be gifted
  • No income limits
  • Not limited to first time home buyers


Available for:

  • Qualified Armed Forces personnel
  • Active military personnel
  • Veterans or their surviving spouse


Available for low to moderate income borrowers.

  • Low down payment option
  • Stable/fixed monthly mortgage payments
  • Flexible closing cost funding options
Construction / Remodel Loans

Building a new home or updating an existing one is very exciting! Financing new construction requires a special type of mortgage loan. First National Bank of River Falls will personally guide you through this process, while you take advantage of:

  • Low interest rates
  • Interest only payments during construction phase
  • Easy transition to a First National Bank of River Falls end loan

Meet Our Mortgage Lenders

Rebecca Helgeson

Mortgage Lender

River Falls Office
NMLS# 1872213
Contact Rebecca
Rebecca Helgeson

Mortgage Lender

Phone: 715.426.3103
Office: River Falls Office
Email: Rebecca Helgeson
NMLS#: 1872213

Scott Murphy

Mortgage Lender

Prescott Office
NMLS# 684039
Contact Scott
Scott Murphy

Mortgage Lender

Phone: 715.262.8365
Office: Prescott Office
Email: Scott Murphy
NMLS#: 684039