Assumptions for Mortgage Interest RatesAll interest rates and Annual Percentage Rates (APR) shown on our website are subject to change without notice. APR’s for all terms are based on a loan amount of $250,000 assuming a 20% down payment with 1/2 point. If the down payment is less than 20%, mortgage insurance may be needed on the loan. This could increase the monthly payment and the APR.
The actual interest rate and fees available to you may vary based on such factors as credit score, loan-to-value ratio, type of property, loan purpose, loan type, and the presence of subordinate financing; therefore, the actual interest rate available may be different from the interest rate quoted here.
Please contact one of our Mortgage Originators about interest rates, loan programs, or more information at 715.425.2401