First Choice Checking

Our Most Popular Account!

First Choice Checking is our most popular account at First National Bank of River Falls and it’s obvious as to why! By meeting three easy requirements, you can earn premium interest rewards that are some of the best in the local area! You also receive up to $20 in ATM refunds per month with no minimum balance requirements. Speak with a banker today or scan the QR code to open an account safely, in minutes! Member FDIC.


  • 10 debit card transactions
  • Receive eStatements
  • One automatic payment or direct deposit


  • 1.50% APY* on first $15,000
  • 0.20% APY* on balances greater than $15,000
  • Receive up to $20/month in ATM refunds
  • No minimum balance
  • Minimum opening deposit is $20

* APY - annual percentage yield. Rate may change after the account is opened. Fees could reduce earnings. Deposit rate effective as of February 13, 2024.