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Personal Loans

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Local Loans = Local Growth. Borrow with ease and work with our lenders from start to finish. Our decisions are made quickly and locally - a car, boat, motor home, home remodel, you name it. We have a variety of ways to help you and would love the opportunity to work with you to find the right product for your family. 

HELOC - Home Equity Line of Credit

Expect the unexpected. For flexible access to your money when you need it, a home equity line of credit is a great way to pay for a new car, vacation, wedding, or home improvements. 

  • Choose between a variable or fixed rate loan 
  • Choose your payback method, interest only or 2% of your outstanding balance 

Fixed Home Equity Mortgage

Perfect if you are looking to use the equity in your home for a one time purchase.

  • You like the idea of a longer amortized fixed rate product 
  • You know your rate, payment and term – no surprises  


Both our HELOC and Fixed Home Equity Mortgages may be tax deductible, check with your tax advisor. Closing costs, fees and loan to value requirements apply. 

Apply Local. Borrow Local. Decisions made Local.

If you are interested in additional information or are looking to start building credit, we'd be happy to help you. Please contact one of our Consumer Lenders.

River Falls 

Susie Swenson
715.426.3194
sswenson@fnbrf.com
NMLS #663477
Rebecca Helgeson
715.426.3103
rhelgeson@fnbrf.com
NMLS #1872213

Prescott

 
Gale Gaard
715.262.8352
ggaard@fnbrf.com
NMLS #663483
Chad Steger
715.262.8353
csteger@fnbrf.com
NMLS #1396916

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