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Health Savings Accounts - HSA

A smart, easy way to save!

What is a Health Savings Account?

It is a tax advantage medical savings account available to tax payers who are enrolled in a high deductible health plan (HDHP).

Can anyone open an HSA?

You must be younger than 65 years old and have high-deductible health coverage.

Click here to learn more

For more information from the US Treasury website - click here


  • Deposits are tax free
  • Investment earnings grow tax free
  • Withdrawals are tax free when used for medical expenses

First National Bank HSA Benefits

  • Tiered interest rates
  • Free check card
  • No monthly fee
  • First order of checks free
  • Free online banking & e-statements
  • Have a Relationship Banker come to your business to explain how to use a First National HSA account to your employees for free
*Annual and set up fee may apply