Avoid inconvenience & embarrassment due to declined ATM and Debit transactions by saying YES to overdraft protection.
FNB Applications Center man on computer man on computer

Checking Comparison Chart

Account Minimum Balance Monthly Fee Interest Debit Card ATM Refunds Free Checks Popmoney Refunds Bill Pay Avail Minimum opening deposit 
First Choice $0 $0 Yes Free Yes No Yes Yes (with discount pricing)  $100
Student First $0 $0 No Free No        1st order free Yes Free  $20
Freedom $0 $0 No Free No Free No Yes  $100
Freedom Plus $100 $0 Yes Free No 1/year No Yes  $100
Freedom Plus Gold* $0 $6.95 Yes Free No Free No Yes  $100
Fortune 50 Min balance is $1500 or deposit relationship of
$0 Yes Free No Free No Yes  $100

All personal accounts also receive FREE Online Banking.