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The following consumer information link - www.consumer.gov - gives you important information on checking account fraud, as well as a multitude of other subjects. Central to this page is a group of links that give you “up-to-date” articles on “current” subjects. Key banking categories include:
The Importance of Balancing Your Checkbook If these records don't match, there could be a number of reasons. This could be the result of a subtraction or addition error in your register. It is possible that your check was misread and deducted from your account incorrectly. It might be that a check was misread and deducted from your account incorrectly. It might be that a check was listed incorrectly in your register, or maybe not listed at all. And there is even a remote possibility that someone stole one of your checks and fraudulently wrote one against your account. Though many of these problems are unlikely to happen, if they do, it is far easier to find them a deal with them in a timely manner. In fact, errors can sometimes cause overdrafts and quickly became very costly mistakes. By balancing your checkbook every month, you will have only a few transactions to verify, which means that reconciliation should be quick and easy. Getting Started Balancing: Following these simple steps should help make balancing quick and easy.
It’s an Information Jungle out there!
Click here for detailed information on:
If you would like an educational presentation given for your group or organization, please contact us at (715) 425-2401. For additional information call us or visit the website of the American Bankers Association at www.aba.com. Don’t get caught alone in the jungle.
 ,Get the Facts on Multi-Factor Authentication As a part of our ongoing efforts to always provide the latest Internet Banking and Bill Pay security technology, we will add Multi-Factor Authentication (MFA) to our Internet Banking and Bill Pay service, effective January 2007. Your online banking accounts with First National Bank will be safer than ever, thanks to our MFA system. What is Multi-Factor Authentication or MFA? MFA is a series of technology tools we installed on the Internet Banking system to protect you and First National Bank from fraudulent transactions. There are many parts to our MFA system. Some of them work behind the scenes and several steps will be noticeable to you. For example, one feature tracks the normal activity trends within your account. If you log on to Internet Banking from the same computer on a regular basis and then log on from a different computer while traveling or at work...We may ask you to confirm some additional information before logging on from the new location. If You Have Questtions We thank you for your flexibility and cooperation during the implementation of this new system. If you have any questions about your Internet Banking accounts or MFA, don't hesitate to call us at 715-426-3111 or 1-800-425-2440, or visit us online at www.fnbrf.com.
Fishing News... no, not that kind of fishing... PHISHING!!! Phishing involves criminals sending individuals a seemingly legitimate e-mail request for account information, often under the guise of asking the customer to verify or reconfirm confidential personal information such as account numbers, social security numbers, passwords, and other sensitive information. We will never request this information via email. Remember to keep all confidential items secure. Never provide this information via email.
IRS FIGHTS PHISH Beset by large numbers of phishing attacks, the Internal Revenue Service established an electronic mailbox for taxpayers to send information about suspicious e-mails they receive that claim to come from the IRS. Taxpayers should send the information to: phishing@irs.gov. The new mail box allows taxpayers to send copies of possibly fraudulent e-mails involving misuse of the IRS name and logo to the IRS, whose investigators can then use information in the e-mails for further prosecution. Due to the volume the new mailbox is expected to receive, the IRS will not be able to acknowledge receipt or reply to taxpayers who submit e-mails. The new mailbox is only for suspicious e-mails and not for general taxpayer contact or inquiries. Read more
Here are a few "dos" and "don'ts" that are important to follow.
Losing or having your ATM or Debit Card stolen is a very emotional time. It is also a time when it is critical that you follow some appropriate steps to protect your good name and limit financial losses. Notify the bank immediately!
Most of us have questions and concerns about all types of financial issues. The following link - www.pueblo.gsa.gov - can give you information and support on a wide variety of financial subjects. Your federal government provides a lot of useful information that is easily accessible through your computer. Some areas in the money section include:
This link also provides information on subjects like travel, children educators, cars, employment, food, health, housing, and federal programs.
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Banks
help catch and prosecute these crooks.
