Beginning March 1, 2005 people living in the Midwest can get a FREE credit report once a year.

Some of you may think...Why bother?

  • Checking your credit report is a good way to make sure your credit is accurate.
  • A low credit score puts you at risk of lower credit limits higher, rates on your existing credit, and denial of future credit requests.
  • Checking your payment records can warn you if someone is using your identity to borrow money.

How do you go about ordering a free credit report?

www.annualcreditreport.com
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-8228
1-877-322-8228

Remember that the law allows you to order one free copy from each of the nationwide consumer reporting agencies each year.

For more information on:

  • What information you'll need to provide
  • How long it will take
  • When else you can get a free credit report
  • Details about the nationwide reporting agencies
  • What to do if you find errors on your report
  • And much more...

Please check
www.ftc.gov
and then click on the box

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