• Business Debit Card
• Community Checking
• Cash Management (Internet Banking)
• Merchant Credit Card Program
• Express Deposit

The MasterMoney Check Card from First National Bank is convenient and quick…And it’s for your business too! Your business name will be printed right on the card.
Anywhere you see the MasterCard logo, you can use your Check Card. That means you can use it for purchases or to get cash at financial institutions and ATM machines worldwide.

This Is One Powerful Card.
This is the card to carry. It has all the great features of a credit card – flexibility, worldwide acceptance, and safety. Yet it acts as a check, with purchases or ATM withdrawals taken directly from your checking account.

It’s Easy To Use.
To make a purchase, just present your Check Card. Your purchase amount will automatically be deducted from your checking account. Every transaction will appear on you monthly statement with the detailed information you need: amounts, dates and locations.

It’s Convenient.
There’s no ID required. It’s accepted the world-wide – anywhere you spot the familiar MasterCard logo. And if you ever need quick cash, you can visit one of the 350,000 financial institutions world-wide or any ATM affiliated with First National Bank. It’s that easy. The MasterMoney Check Card from First National Bank is also ideal for hotel reservations, car rental, and even grocery store and department store purchases.

It’s Safe.
The MasterMoney Check Card from the First National Bank is safer than carrying cash and easier than carrying a checkbook.

It’s A Great Concept – Take advantage of a whole new approach to checking. Plus it is a great paper trail for your business expenses.

This isn’t a checking account for your business… It is a special service you can offer (at no charge) to your employees.

If you provide automatic payroll deposit, your employees could be eligible for:

• FREE interest bearing checking
• NO minimum balance required
• Unlimited transactions
• FREE first order of checks with this new account
• FREE convenient check safekeeping
• FREE monthly debit card fee*
• FREE annual credit card fee*
• FREE issue for travelers checks
• FREE first year rent on a new 3”x5” safe deposit box
• 50% off our electronic bill paying systems
• FREE 24-hour automated telephone banking at 425-8800 or
  TOLL-FREE at 1-888-520-8801
  Do your banking at the times that are convenient for you.

*Separate application required. Some limitations.

Give one of our Personal Bankers a call for more details, or contact us.

Cash Management offers you the flexibility to do your business banking from almost anywhere… anywhere you have Internet access. It offers you safe, secure, convenient access to your business finances 24 hours a day, 7 days a week, 365 days a year.

With Cash Management you can:

• Access your account information anywhere, anytime and as often as you like!
   
• Pay bills from your business checking account
   
• Transfer funds between accounts
   
• Make loan payments
   
• Initiate advances on pre-arranged lines of credit
   
• View transaction history, and
    
• Many other things!

Cash Management Plus offers you all the benefits of Cash Management plus options for direct company payroll depositing and direct company payment plans (ACH).

Ask one of our Personal Bankers to tell you how you can enroll today. Then bank online tomorrow from the convenience of your office, home, or… Save some time and fill out an enrollment form before you stop by.

*Note: The enrollment form is in Adobe Acrobat format. If you do not have Adobe Acrobat, you can download it from Adobe free of charge.

First National has a Merchant Credit Card Program that includes a number of services to fit your business size and needs.

www.merchantconnect.com

We can:

• Accept and process major credit card transactions for customer purchases.
   
• Do online debit card authorization and processing for all major networks.
   
• Provide quick and convenient merchant approval.
   
• Make deposits for transactions by automatic deposit into your business account with First National.
   
• Provide processing equipment for purchase or lease.
   
• Process efficient charge back and retrieval processing systems.
   
• Provide a full range of merchant processing supplies. Easy reorder.
   
• Give you competitive pricing.