• Checking
  • Regular Business Deposit Accounts
  • Small Business Checking
  • Organization Checking
• Savings
  • Statement Savings
  • Money Market Account
  • Money Market Index
• Certificates of Deposit

Your Business is our business…

And we want to help provide those “extras” that can make easier and save time in your busy schedules.

Here are some new services we have to offer…

• Internet Banking
  Now you can do your personal and you business banking online 24 hours a day. Ask us about paying your bills online too.
• Account Options
  We have a special account option to fit your business…big or small…one that grows with your business.
• Marketing Aids
  Depending on your needs we do testimonial ads, lobby displays, newsletters, coupons, etc.
• Earnings Credit
  Ask how you can qualify to earn credit on your checking balance to cover monthly fees.

Give one of our Commercial Lenders or Personal Bankers a call today!

Regular Business Deposit Accounts

• Choose check imaging or check safe keeping.
• Maintain an appropriate balance and pay no service charges.
• Take advantage of discounted rates for automated debits and credits.
• If you are not a corporation you also have the choice of an interest earning checking.
• Now available is Cash Management…
  Internet Banking for our business customers. Ask how you can try it free for 90 days.

Small Business Checking

• A checking account for the small entrepreneur.
• A checking account that can grow with your business.
• No maintenance or monthly fees.
• Up to 25 debits and 25 credits are processed free each month.
• Online Internet Banking and Bill Payment available.

Organization Checking

• To support the communities we serve we offer this free checking account to non-profit organizations and clubs.
• For larger non-profit organizations and community projects, we offer special options.
• Online Internet Banking is also available.

All checking options require a $100 opening deposit.

Statement Savings

• Unlimited in-person deposit and withdrawal privileges.
• 24-Hour access available through ATM’s, Phone Banking, or Internet Banking.
• Interest on your funds accrues daily and pays quarterly.
• There is no maintenance fee on the account when a $300 or greater balance is maintained.
• Your savings statement can be monthly right with your checking.

Money Market Account

• Unlimited in-person deposit and withdrawal privileges.
• 24-Hour access available through ATM’s, Phone Banking, or Internet Banking.
• Earn a high money market rate and avoid fees by maintaining a $1,000 or greater balance.
• Your savings statement can be monthly right with your checking.

Money Market Index

• Unlimited in-person deposit and withdrawal privileges.
• A low monthly minimum balance earns you a higher yield based on the 13 week Treasury Bill rate.
• You receive convenient monthly statements that show you the current month's yields.
• Your savings statement can be monthly right with your checking.

Certificates of Deposit*

• Terms ranging from 7 days to 5 years.
• Competitive rates.
• Low minimum balance requirements.
• Convenient automatic renewal.
• Compound your interest payments for the highest yield or have it directly deposited to another account with First National.

* Penalty for early withdrawal of investment principal.

Specialty Certificates*

• Take advantage of monthly or seasonal certificate specials.
• If you are a Fortune 50 Member you’ll have an additional special to choose from each month.
• If you are concerned that your certificate exceeds FDIC maximums, ask us about a Repurchase Certificate.

* Penalty for early withdrawal of investment principal.